Wrenbridge Capital, in Burlington, VT, passes business funding requests to independent funding partners and does not lend money. These disclosures explain who decides on a request, where the figures on this site come from, and how a merchant cash advance differs from a loan.
Funding partners make every decision and set every term; Census figures are labeled; worked examples use invented figures.
Wrenbridge Capital Passes Requests On and Does Not Lend Money
Wrenbridge Capital does not lend money, hold deposits or fund any request itself. It talks a request through with the business and passes it to independent funding partners.
Approvals, Rates and Terms Come From the Funding Partner Alone
Every decision on a request is made by the funding partner that reviews it: whether to make an offer, the amount, the rate or factor rate, the payment schedule, any collateral and every other term. Nothing on this site is an offer, an approval or a commitment to fund.
Census Counts and Invented Worked Examples on the Wrenbridge Pages
Business counts on this site come from U.S. Census Bureau programs (County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics, the American Community Survey and the Building Permits Survey). Each figure names its program, year and place, which is often Chittenden County, VT or ZIP 05401 rather than the city of Burlington. Worked examples marked "Illustration only, invented figures" use made-up numbers to show the arithmetic and describe no real business, rate or offer.
A Merchant Cash Advance Buys Future Card Sales and Is Not a Loan
A merchant cash advance is not a loan. The provider buys a share of the business's future card or bank receipts and collects that share from those receipts until the agreed amount has been collected; the amount, the share and every other term are set in the provider's agreement.
By Wrenbridge Capital · Updated